Waive fees and bump interest rate by linking to checking accounts.Overall, Huntington National Bank offers an array of customizable products that can serve people with basic banking needs-especially if they value face-to-face customer service and the convenience of having a local branch. Huntington’s award-winning customer service also makes it stand out. So if your account dips to a negative balance and you push it up to the positive range within a day, the bank will waive its overdraft fee. Huntington also offers a fairly unique 24-hour overdraft grace period. In the case of CDs, connecting them to different checking accounts can bump up your interest rate. The bank’s savings products don’t carry the best interest rates, but you can link them to checking accounts in order to eliminate certain fees and get perks like overdraft protection.
However, you have to be a resident of Ohio, Illinois, Kentucky, Michigan, West Virginia, Pennsylvania or Wisconsin to open an account. It also provides various loan, insurance and investment options. Huntington National Bank is a Columbus, Ohio-based financial institution offering customers in the Midwest an array of services, including checking accounts, savings accounts and certificates of deposit (CDs).
